Central Florida is a true paradise for those who want to live by the water, with an abundance of lakes, many of which are interconnected in a chain of lakes. The most famous of these is the Butler Chain of Lakes, made up of 13 interconnected lakes, forming one of the most exclusive chains in the region. This natural wealth, combined with Florida’s sunny climate almost all year round, make the central region of Florida highly sought after by new residents seeking the sophisticated lifestyle of living by the water, with beautiful landscapes and an incomparable quality of life.
Cities such as Windermere, Winter Garden and Clermont, among others, are examples of lakeside areas located near Orlando. These cities combine the tranquility of living near the water with the convenience of quick access to the urban structure of Orlando, which is one of the most robust real estate centers in Florida. The proximity to Orlando allows residents of these areas to enjoy both the lakeside lifestyle and the cultural, shopping and entertainment opportunities offered by a larger city.
In this article, we will explore the top cities and communities that are ideal for living near the water in Central Florida, considering both the personal benefits, such as recreation and quality of life, as well as the advantages from an investment perspective.
Benefits of living on or near a lake
Living on a lake offers significant advantages for health, well-being and overall quality of life. Below are some of the main benefits:
- Reduced Stress and Increased Well-Being – Studies show that living or spending time in aquatic environments has relaxing effects, helping to reduce stress and promote a calm state of mind, contributing to reduced heart rate and cortisol levels (a hormone associated with stress). In this context, people who live near lakes and rivers report greater satisfaction and psychological well-being.
- Water Sports and other physical activities – Living near a lake naturally encourages the practice of outdoor physical activities, such as water sports: swimming, kayaking/canoeing, windsurfing/kitesurfing, water skiing/wakeboarding, stand-up paddleboarding, among others. In addition, these regions are rich in nature and trails for hiking and biking.
- Air Quality and Pleasant Climate – In addition to the lake itself contributing to the air in the surroundings, the strong presence of green spaces in the surroundings also contributes to this. In addition, the presence of water helps to balance humidity and regulate temperature. In warmer regions, the cooling effect of water creates a pleasant microclimate, reducing the thermal sensation and providing a gentle breeze – benefits that are especially attractive in areas with hot climates, such as Florida.
- Leisure, Contemplation and Connection with Nature – Being near a lake offers a range of relaxing and enjoyable activities, such as recreational fishing, boating, refreshing baths, picnics by the lake and many others. In addition, it allows a direct connection with the local fauna and flora, with opportunities to observe waterfowl, vegetation and wildlife, promoting a feeling of closeness to nature.
Lakefront homes have greater potential for appreciation
Investing in properties near or on the shores of lakes has several advantages that go beyond simple aesthetic appeal. In terms of appreciation, these areas tend to maintain solid values and often have an appreciation above the average of other regions.
Here are 6 reasons that contribute to the high appreciation potential of these properties:
- 1 – Scarcity of available land – The scarcity of available land around lakes creates a constant demand, which naturally drives up the price of properties with access to this type of environment.
- 2 – Properties with a water view are more sought after – Properties with a water view tend to hold their value very well, and in many cases, appreciate quickly, especially those with a wide and unobstructed view of the water. With the appeal of relaxing views and exclusivity, lakefront properties tend to be highly competitive when it comes to selling, providing an advantage over homes without access to the water.
- 3 – Exclusive lifestyle – The lifestyle associated with the “lakefront” or marked by proximity to nature and water activities, is highly sought after and considered a differentiator in the real estate market, offering tranquility, natural beauty and a variety of recreational activities.
- 4 – Well-being and quality of life on the rise – Another relevant point is the long-term appeal. With a growing focus on well-being and quality of life, living in natural environments – and especially in places with easy access to water – has been increasingly valued by buyers and investors. This type of investment can attract a more demanding and select audience, who seek unique environments to live or relax, which further increases the value of the property.
- 5 – Liquidity (ease of resale) – From a resale standpoint, this feature makes the property stand out, providing a clear advantage over properties without water views
Investing in a lakefront home is a strategic decision that combines property value with an unparalleled living experience.
Where to live by the lake in Central Florida?
For those who want a home by the lake or near the water, there are excellent options in cities that combine the peaceful lifestyle of those who love nature with proximity to urban areas, such as Orlando. Here are some of the top cities to live near lakes and the most popular Chain of Lakes.
1 – Windermere – Butler Chain of Lakes
Windermere is one of the most desirable areas to live in Central Florida, especially because of its proximity to the famous Butler Chain of Lakes. This interconnected group of lakes is known for its water quality and the luxury properties that surround it. Homes around the Butler Chain are highly valued, and the area is ideal for water sports such as wakeboarding and jet skiing, as well as offering exclusive marinas and spectacular views. Learn more about Windermere
2 – Winter Garden
Winter Garden, located west of Orlando, is near Lake Apopka, the fourth largest lake in Florida. This city has a historic charm and offers easy access to water activities and lake tours, as well as a family-friendly atmosphere. As the region continues to grow, Winter Garden maintains a robust infrastructure with access to good schools, shopping, and the convenience of being just 30 minutes from Orlando. Learn more about Winter Garden
3 – Horizon West
The Horizon West master-planned community, which encompasses several communities around Lake Hancock, is a rapidly developing area south of Winter Garden. This area offers opportunities for those looking to live near green spaces and lakes, with many new condominiums and modern infrastructure. In addition, the proximity to the Butler Chain of Lakes, which is just a short distance away, expands the options for water recreation. Learn more about the Horizon West master-planned community
4 – Winter Park – Winter Park Chain of Lakes
Winter Park is a charming and historic city just minutes from Orlando. With its Winter Park Chain of Lakes, the city offers a sophisticated and culturally rich environment, home to parks and museums, as well as a vibrant downtown with boutiques, cafes, and restaurants. The city is ideal for those seeking a more urban lifestyle, but still close to the water, where boating and kayaking are popular.
5 – Clermont – Clermont Chain of Lakes
Clermont is known for its mountainous landscape, which is rare in Florida, and for its beautiful views of the lakes of the Clermont Chain of Lakes. The city is excellent for those seeking an active lifestyle, with trails, biking areas, and boating and fishing options. Clermont offers a combination of quiet neighborhoods and natural spaces, attracting both families and retirees. Learn more about Clermont
6 – Tavares – Harris Chain of Lakes
Known as the “Seaplane Capital of the World,” Tavares is a vibrant city with a strong focus on water activities. The city is located near the Harris Chain of Lakes, a group of lakes that includes Lake Harris and Lake Eustis. Tavares is ideal for those seeking a more laid-back, nature-focused atmosphere, with marinas, parks, and regular waterfront events.
7 – Mount Dora – Near Lake Dora
Mount Dora is a charming town known for its welcoming atmosphere, cultural events, and arts scene. Although it is not part of a chain of lakes, its proximity to Lake Dora and the Harris Chain allows for easy access to a range of water and recreational activities. Mount Dora also offers a charming historic downtown area with annual festivals and unique restaurants.
8 – Conway – Conway Chain of Lakes
A quiet community south of Orlando, Conway is surrounded by the Conway Chain of Lakes, which attracts those who enjoy water sports in a more residential and family-friendly environment. Conway Lakes are known for their crystal-clear waters, and the homes around them offer a balance between proximity to nature and easy access to the city of Orlando. It is a popular option for those looking to live close to Orlando without giving up the lake lifestyle.
9 – Eustis and Lake Eustis
Eustis, near Tavares and the Harris Chain of Lakes, is another city with a strong connection to the lake environment. Lake Eustis offers excellent fishing and boating, making it a good choice for those looking for a city with infrastructure but without the fast pace of large urban centers. It is an attractive city for families and retirees who value a quiet, community-oriented environment.
10 – Kissimmee – Lake Tohopekaliga (Kissimmee Chain of Lakes)
The city of Kissimmee, well-known among tourists, is also an option for those who want to live near lakes. It is located near Lake Tohopekaliga, also known as “Lake Toho”. This vast lake offers a wide range of recreational activities, including fishing, boating and bird watching, and is also popular among bass fishing enthusiasts.
Lake Toho is part of the Kissimmee Chain of Lakes, which includes three other lakes: East Lake Tohopekaliga, Lake Cypress, Lake Hatchineha, and Lake Kissimmee. These lakes are connected by canals and offer ample opportunities for recreational activities, such as fishing, boating and water sports.
The great advantage of Kissimmee is its proximity to Orlando’s theme parks. For this reason, it is one of the most promising areas for those looking to invest in vacation homes, as it offers some of the best vacation condominiums in Florida.
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